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Instacart was set to be valued at about $13 billion in its Nasdaq debut on Tuesday, as the

High street fashion retailer H&M has joined other companies in charging shoppers who return items purchased online. Customers must now pay £1.99 to return parcels either in store or online, with the cost of the return being deducted from their refund. Rival high street stores including Zara, Boohoo, Uniqlo and Next already charge for online returns, with retail experts predicting that even more are likely to follow suit. During the pandemic, when online shopping inevitably soared in popularity, customers became increasingly more reliant on returning items when they did not fit. However, this also led to a rise in people buying items in bulk and returning almost all those items, some of them worn. While most online and high street retailers do not formally announce the move to charge for returns, many have introduced the change under the radar, with H&M implementing the return fee this summer. Business analysts have told the BBC that other retailers are likely to do the same. "It’s interesting that companies seem to be doing it by stealth, but it’s a sensible thing to be doing," retail expert Jonathan De Mello told the outlet. "It makes economic sense, as it discourages shoppers from bulk buying online products and then returning the majority of them. That’s been a real problem for companies." While H&M shoppers might be disappointed in the extra returns fee, added De Mello, most might understand why a company would need to make this decision, especially when it comes to the environment. Many shoppers are increasingly aware of the environmental impact of deliveries and returns, from courier vans to wasted packaging. Retail expert and analyst Natalie Berg wrote on Twitter/X that retailers have “created a monster” with free returns. “​​H&M charging for returns. Retailers have created a monster with free returns. It makes financial and environmental sense to put an end to this ‘buy to try’ mentality.” But Berg pointed out that customers who have signed up to H&M membership would be exempt from the extra fee for returning items. “This is actually a really delicate way to tier your customers,” Berg said of the membership scheme. “Slowly climb down from costly promises by limiting those benefits to loyalty members. Retailers have become too generous over the past decade. Save that generosity for your most valuable customers.” Read More Inside London’s first Vogue World: Thong leotards and Anna Wintour’s VIP assembly line Voguewashing London Fashion Week won’t pay the wages of Britain’s young fashion designers Bridesmaid who “didn’t love” her dress spends 35 years wearing it around the world Meghan Markle praised for mixing high-fashion with affordable pieces Vogue World wowed but won’t pay the wages of young fashion designers Ukrainian designers prove beauty can come from darkness at London Fashion Week

By Stefania Spezzati LONDON U.S. authorities are seeking evidence from Credit Suisse to assess whether the bank mislead

People in Edinburgh, Leicester and Glasgow are struggling the most with their mental health - due to the cost of living crisis. A poll of 2,000 adults found 27 per cent have really taken a hit when it comes to their wellbeing, because of a lack of finances. Newcastle, London and Leeds are other key cities where people are most affected. Cutting down on socialising, gym memberships and nutritious food to save money are reasons why so many feel disheartened and worried about their mental wellbeing. And 40 per cent are dreading the winter as they are unsure if they will be able to afford energy bills to heat their home. The survey was commissioned by British Gas, which is working with Professor Green to raise awareness of the struggles so many are facing and highlight the free support available in the new phase of the British Gas Post Office Pop-Ups. The musician and mental health advocate said: “As a parent your first instinct is to protect and provide, and when you’re doing everything you can, and that’s still not enough, it has a profound impact on your mental health. “Shame, stigma and fear can keep people from speaking up for help, but it’s the best thing you can do – for yourself, your family and your community. “Stress and anxiety breed in uncertainty so I really encourage you to visit a British Gas Post Office Pop-Up or contact the British Gas Energy Trust to help you gain confidence in, and control of, your future.“ The research found 14 per cent of adults are cutting back on how often they shower to lower their bills, and 21 per cent aren’t buying birthday gifts for loved ones. One in 20 (five per cent) say their kids are missing out on new toys. Just over half (55 per cent) believe their mental health would definitely improve if they were more financially stable. People in Manchester were found to be most likely to skip using heat or electricity to keep their homes warm. But those in Edinburgh were most likely to report that they have had issues with money that have led to incurring additional debt, like credit cards. Only 27 per cent of all adults polled via OnePoll are confident they are accessing all the benefits they may be entitled to when it comes to support with their energy bills. One in 10 also believe the rising cost of energy has caused them a great deal of additional stress. And 25 per cent baldly state they are expecting to struggle to pay their energy bills through the rest of the year. Nearly the same amount (24 per cent) said the current cost of living crisis has been just as bad for their mental health as the Covid-19 pandemic. British Gas Energy Trust CEO Jessica Taplin said: “Debt and money stresses are debilitating, which is why we are delighted to be offering money and energy advisors funded by us in Post Offices across the country. “Working with an artist like Professor Green can really help raise awareness, and let people know it’s good to talk about the things that are worrying them.” Read More Voguewashing London Fashion Week won’t pay the wages of Britain’s young fashion designers What is happening to local government finances and why are councils struggling? ‘School staff seeing more students who do not have enough dinner money’ Nearly a fifth of parents fear children will ignore health issues while at university How often should you wash your pyjamas? ‘My baby’s blue eyes drew praise – but their colour was a warning sign’

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Football fans in Tehran celebrate a rare chance to see an international sports superstar at close range.

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While the rest of the country’s schools were losing ground in math during the COVID pandemic, student performance in a rural Alabama school district was soaring

WASHINGTON U.S. single-family homebuilding fell in August, likely as a resurgence in mortgage rates weighed on demand for

Memories of the decade-long armed Sikh insurgency, which peaked in the 1980s, remain strong.

For her latest book club pick, Oprah Winfrey broke the news to author Nathan Hill in modern style