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Veering away from a default crisis, the House overwhelmingly approved a debt ceiling and budget cuts package, sending the deal that President Joe Biden and Speaker Kevin McCarthy negotiated to the Senate for swift passage in a matter of days, before a fast-approaching deadline. The hard-fought compromise pleased few, but lawmakers assessed it was better than the alternative — a devastating economic upheaval if Congress failed to act. Tensions ran high as hard-right Republicans refused the deal, but Biden and McCarthy assembled a bipartisan coalition to push to passage on a robust 314-117 vote late Wednesday. “We did pretty dang good,” McCarthy, R-Calif., said afterward. Amid deep discontent from Republicans who said the spending restrictions did not go far enough, McCarthy said it is only a “first step." Biden, watching the tally from Colorado Springs where Thursday he is scheduled to deliver the commencement address at the U.S. Air Force Academy, phoned McCarthy and the other congressional leaders after the vote. In a statement, he called the outcome “good news for the American people and the American economy.” Washington is rushing after a long slog of debate to wrap up work on the package to ensure the government can keep paying its bills, and prevent financial upheaval at home and abroad. Next Monday is when the Treasury has said the U.S. would run short of money and risk a dangerous default. Biden had been calling lawmakers directly to shore up backing. McCarthy worked to sell skeptical fellow Republicans, even fending off challenges to his leadership, in the rush to avert a potentially disastrous U.S. default. A similar bipartisan effort from Democrats and Republicans will be needed in the Senate to overcome objections. Overall, the 99-page bill would make some inroads in curbing the nation’s deficits as Republicans demanded, without rolling back Trump-era tax breaks as Biden wanted. To pass it, Biden and McCarthy counted on support from the political center, a rarity in divided Washington. A compromise, the package restricts spending for the next two years, suspends the debt ceiling into January 2025 and changes some policies, including imposing new work requirements for older Americans receiving food aid and greenlighting an Appalachian natural gas line that many Democrats oppose. It bolsters funds for defense and veterans, and guts new money for Internal Revenue Service agents. Raising the nation's debt limit, now $31 trillion, ensures Treasury can borrow to pay already incurred U.S. debts. Top GOP deal negotiator Rep. Garret Graves of Louisiana said Republicans were fighting for budget cuts after the past years of extra spending, first during the COVID-19 crisis and later with Biden's Inflation Reduction Act, with its historic investment to fight climate change paid for with revenues elsewhere. But Republican Rep. Chip Roy, a member of the Freedom Caucus helping to lead the opposition, said, “My beef is that you cut a deal that shouldn’t have been cut.” For weeks negotiators labored late into the night to strike the deal with the White House, and for days McCarthy has worked to build support among skeptics. At one point, aides wheeled in pizza at the Capitol the night before the vote as he walked Republicans through the details, fielded questions and encouraged them not to lose sight of the bill’s budget savings. The speaker has faced a tough crowd. Cheered on by conservative senators and outside groups, the hard-right House Freedom Caucus lambasted the compromise as falling well short of the needed spending cuts, and they vowed to try to halt passage. A much larger conservative faction, the Republican Study Committee, declined to take a position. Even rank-and-file centrist conservatives were unsure, leaving McCarthy searching for votes from his slim Republican majority. Ominously, the conservatives warned of possibly trying to oust McCarthy over the compromise. One influential Republican, former President Donald Trump, held his fire: "It is what it is,” he said of the deal in an interview with Iowa radio host Simon Conway. House Democratic leader Hakeem Jeffries said it was up to McCarthy to turn out Republican votes in the 435-member chamber, where 218 votes are needed for approval. As the tally faltered on an afternoon procedural vote, Jeffries stood silently and raised his green voting card, signaling that the Democrats would fill in the gap to ensure passage. They did, advancing the bill that hard-right Republicans, many from the Freedom Caucus, refused to back. “Once again, House Democrats to the rescue to avoid a dangerous default,” said Jeffries, D-N.Y. “What does that say about this extreme MAGA Republican majority?” he said about the party aligned with Trump’s ”Make America Great Again” political movement. Then, on the final vote hours later, Democrats again ensured passage, leading the tally as 71 Republicans bucked their majority and voted against it. The nonpartisan Congressional Budget Office said the spending restrictions in the package would reduce deficits by $1.5 trillion over the decade, a top goal for the Republicans trying to curb the debt load. In a surprise that complicated Republicans' support, however, the CBO said their drive to impose work requirements on older Americans receiving food stamps would end up boosting spending by $2.1 billion over the time period. That's because the final deal exempts veterans and homeless people, expanding the food stamp rolls by 78,000 people monthly, the CBO said. Liberal discontent, though, ran strong as nearly four dozen Democrats also broke away, decrying the new work requirements for older Americans, those 50-54, in the food aid program. Some Democrats were also incensed that the White House negotiated into the deal changes to the landmark National Environmental Policy Act and approval of the controversial Mountain Valley Pipeline natural gas project. The energy development is important to Sen. Joe Manchin, D-W.Va., but many others oppose it as unhelpful in fighting climate change. On Wall Street, stock prices were down Wednesday. In the Senate, Democratic Majority Leader Chuck Schumer and Senate Republican leader Mitch McConnell are working for passage by week's end. Schumer warned there is ”no room for error." Senators, who have remained largely on the sidelines during much of the negotiations, are insisting on amendments to reshape the package. But making any changes at this stage seemed unlikely with so little time to spare before Monday's deadline. ___ AP White House Correspondent Zeke Miller, AP writers Mary Clare Jalonick, Seung Min Kim and Jill Colvin and video journalist Nathan Ellgren contributed to this report. Read More Ukraine war’s heaviest fight rages in east - follow live Charity boss speaks out over ‘traumatic’ encounter with royal aide Debt ceiling deal advances pipeline and tweaks environmental rules. But more work remains. Republicans get their IRS cuts; Democrats say they expect little near-term impact Progressives and conservatives complain as Biden-McCarthy debt deal passes

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Back-to-school shopping can create a hole in parents’ budgets at the best of times, but with a cost-of-living squeeze in full swing, money is particularly tight this year. At a time when every cutback counts, here are some ways to save some money on the costs that will earn you top marks for effort. 1. Check what you have This can be particularly useful if you have more than one child and need to pass items down. When sorting clothing, create piles of those that are in good condition, those that need repairs, and items that are beyond salvaging. Alice Haine, a personal finance analyst at investment platform Bestinvest, says: “Carry out a full audit to see what uniform, stationery items, lunchboxes and water bottles you already have. “You may find unused items still in pristine condition at the back of a cupboard, or used items that are good to go for a second or third academic year – after all, you only want to buy new if you have to.” 2. Create a ‘sell’ pile Haine suggests: “If your child has outgrown some of their uniform, sell them on Facebook Marketplace or WhatsApp groups, and use the cash to buy new items.” Vinted is worth a try, too. 3. List everything you need Once you’ve sorted through everything, make a list of the items you need to acquire. If you have a clear idea, you’re less likely to waste money doubling up, plus, you can buy what’s needed as and when you spot special offers. Depending on your circumstances, it may also be worth checking your government website for grants which could help with school uniform costs. 4. Be clear on school rules You could end up wasting your money if you buy items which don’t match school policies. Haine says: “If you are heading to a new school, check the uniform policy before you buy. Some schools may demand a certain style or colour.” 5. Team up with parents for ‘bulk buys’ “Some multipack prices may seem like great deals, but you might not need four items, so team up with a fellow parent to share the cost,” says Haine. 6. Remember that the cheapest price isn’t always the best value “When it comes to shoes, it can pay to go for a slightly better brand,” suggests Haine. “Cheap shoes can have a short shelf-life when you consider how much they get battered at school. Keep the receipt, because if shoes do fall apart over a short period of time, some stores may replace them with a new pair.” 7. Make sure there’s ‘growing room’ “Always go a size up if your child is still growing, especially on the pricier items, such as blazers, to ensure you get the most out of the investment,” says Haine. “Some brands even sell trousers with a grow-proof hem that can be let down and pressed with an iron, to ensure clothes last longer.” 8. Go refurbished Abigail Yearley, a spokesperson for website TopCashback.co.uk, says: “There are plenty of trustworthy and reliable sites that sell second-hand or refurbished tech, which works as good as new. Just make sure it comes with good warranty before buying.” You may also be able to buy refurbished devices directly from the manufacturer, she says. 9. Look out for second-hand items Check the school’s website for information on buying second-hand uniforms. “Many schools offer a pre-loved uniform service, so checking if that’s available to you should be the first point of action,” suggests Yearley. “If that’s not an option, check on the parents’ group chat if anyone is looking to give away or swap items they no longer need. It’s also worth scouting out Facebook Marketplace and popping into your local charity shops.” 10. Compare prices online Browsing online is a fast way to research and compare prices. Websites such as TopCashback can also help people to get some cashback on purchases from brands such as Clarks, Wilko and Dell, for example. 11. Look out for supermarket staples Tesco, for example, is running a discount deal on selected stationery and lunchtime essentials for its Clubcard members, until September 7, subject to availability. Yearley says: “All the big supermarkets tend to run back-to-school events during the summer months, so make sure you keep an eye out for them. “It’s especially worth checking out discount supermarkets like Aldi, as their back-to-school events are known for bargain prices. “Even if you’ve missed the special event, it’s worth checking their middle aisle, as often you’ll find things like stationery and lunchboxes, which are still cheaper than buying elsewhere.” 12. Get something back for donating M&S has expanded its ‘shwopping’ scheme, with dedicated school uniform shwopping boxes in over 200 stores, to encourage families to donate pre-loved school uniform, to be resold in Oxfam and through a pilot shop with eBay. As a thank you for shwopping school uniform, M&S Sparks customers can receive 20% off selected kids clothing from the retailer. Similarly, if last year’s school shoes are now a battered pair of Kickers, you can recycle them through their Reskinned initiative, which will also get you £15 towards a pair for the new school year. And Schuh offer a £5 voucher for every pair of unwanted shoes you donate, as part of their Sell Your Soles scheme. All these savings really do add up. 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