LOS ANGELES--(BUSINESS WIRE)--Oct 13, 2023--

A major bank has recorded a 74% surge in the number of reports of vehicle scams in the first half of this year, with victims losing nearly £1,000 on average. The Ford Fiesta is the most commonly-reported model to feature in vehicle-related scams so far this year, according to Lloyds Bank. Bogus offers of BMWs and Audis also feature heavily among the fake ads, with motorbikes and classic cars also cropping up regularly, it added. There is also a thriving trade in fake ads for parts and accessories, such as alloy wheels, the bank said. According to the testimony of scam victims, vans are also often popular because people are seeking cheap models to be converted in campervans, Lloyds said. The findings were based on analysis of scams reported by Lloyds Banking Group customers during between January and June 2023. This was then compared with the same period in 2022 – and a 74% increase was found. Lloyds said victims are losing an average of £998, with people aged between 25 and 34 being the most likely age group to report being duped. Scams work by fraudsters creating fake posts on social media or online marketplaces to advertise vehicles that do not exist. They will include pictures of genuine cars or vans to convince the unsuspecting buyer that they are genuine. When a potential buyer responds, they will often be asked to make a deposit to “secure” the car, or even sometimes to pay the full amount, alongside excuses as to why the car cannot be physically viewed ahead of the payment being made. The fraudster will often apply pressure-selling tactics, telling the buyer the car is very popular, that they have several other offers, or that the payment must be made by a certain deadline, Lloyds said. Victims may be tricked into sending money via bank transfer. As soon as the payment is made, the buyer will be blocked and the seller’s profile will disappear. Occasionally, a fake address will be provided at which to collect the car, leaving buyers with a wasted trip alongside the financial loss. Ford Fiestas have been highly popular in the genuine sales market. Figures released by the Society of Motor Manufacturers and Traders (SMMT) in August indicated that the Ford Fiesta was the UK’s best-selling used car between April and June. The manufacturer recently ended production of the car at its factory in Cologne, Germany. If you do want to buy something you've found through social media, only transfer funds once the car is in your possession Liz Ziegler, Lloyds Bank Liz Ziegler, fraud prevention director at Lloyds Bank said: “Buying directly from approved dealers is the best way to guarantee you’re paying for a genuine vehicle, and always use your debit or credit card for maximum safety. “If you do want to buy something you’ve found through social media, only transfer funds once the car is in your possession.” Here are some tips from Lloyds Bank to avoid vehicle scams: 1. Fraudsters use social media to advertise vehicles that do not exist. Always do your own research and do not part with any money until you have viewed, and tested, the vehicle in person. 2. Check documents. Always ask to see the seller’s logbook, to verify that the seller is the legitimate owner. 3. The safest way to buy a new or used car is often from well-known, approved dealers. Organisations such as the AA offer specific guidance for buying cars unseen. 4. Low prices and pressure selling tactics are often used to target victims. Question if a deal looks “too good to be true” and compare prices from trusted sources. 5. Always use your debit or credit card when you shop online. This helps to protect your money should something go wrong. Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live Standard Life confirms plans for pensions dashboard BBC reviews Russell Brand’s time at corporation as YouTube demonetises content BBC removes some Russell Brand content as monetisation suspended on YouTube

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A Republican measure overturning President Joe Biden's student loan cancellation plan passed the Senate on Thursday and now awaits an expected veto. The vote was 52-46, with support from Democratic Sens. Joe Manchin of West Virginia and Jon Tester of Montana as well as Arizona Sen. Kyrsten Sinema, an independent. The resolution was approved last week by the GOP-controlled House by a 218-203 vote. Biden has pledged to keep in place his commitment to cancel up to $20,000 in federal student loans for 43 million people. The legislation adds to Republican criticism of the plan, which was halted in November in response to lawsuits from conservative opponents. The Supreme Court heard arguments in February in a challenge to Biden's move, with the conservative majority seemingly ready to sink the plan. A decision is expected in the coming weeks. “The president’s student loan schemes do not ‘forgive’ debt, they just shift the burden from those who chose to take out loans onto those who never went to college or already fulfilled their commitment to pay off their loans,” said Louisiana Sen. Bill Cassidy, lead sponsor of the Senate push. The legislation aims to revoke Biden’s cancellation plan and curtail the Education Department’s ability to cancel student loans in the future. It would rescind Biden’s latest extension of a payment pause that began early in the pandemic. It would retroactively add several months of student loan interest that was waived by Biden’s extension. The GOP challenge invoked the Congressional Review Act, which allows Congress to undo recently enacted executive branch regulations. Passing a resolution requires a simple majority in both chambers, but overriding a presidential veto requires two-thirds majorities in the House and Senate, and Republicans aren't expected to have enough support to do that. "If Republicans were to get their way and pass this bill into law, people across the country would have relief they are counting on snatched away from them,” said Sen. Patty Murray, D-Wash. ___ The Associated Press education team receives support from the Carnegie Corporation of New York. The AP is solely responsible for all content.

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Jude Bellingham hopes to help inspire the next generation of footballers to take up a sport that the teenage sensation surprisingly admits he did not like growing up. The 19-year-old is one of the greatest talents in the world and was this week crowned Bundesliga player of the season after going agonisingly close to winning the title with Borussia Dortmund. Bellingham has established himself as a key figure for country as well as club, shining in England’s run to the World Cup quarter-finals in Qatar during the winter. But if it had not been for a light-bulb moment as a kid, things could have been so very different. Despite regularly going to watch his father, Mark, score goals aplenty for non-league clubs around the Midlands, football initially sparked indifference rather than excitement in Bellingham. “I just wasn’t really having it,” the England midfielder told the PA news agency. “My dad would take me to his non-league games and over time it kind of clicked but it did take a while. “I think it was frustrating for him for a while, but when it did I was addicted and I still am, thankfully.” Bellingham cannot pinpoint the exact moment of football enlightenment but says his time at boyhood club Birmingham made him “fall in love with it”. He fondly remembers the “wide-eyed happiness” he felt going to training at Blues – the same kind of joy he is now looking to bring to others. Bellingham has joined McDonald’s Fun Football as an ambassador – a programme that provides free, inclusive football coaching for children aged five to 11 across more than 1,500 locations in the UK. Speaking after his first taste of Fun Football, he said: “It was a pleasure for me to come here and play with the kids and have a kickabout with them and see what it’s all about. “It’s obviously my first time experiencing the things that McDonald’s are doing and how they want to ensure everyone has the opportunity to get into football. “For me, it’s so important because the game is showing that it’s becoming more inclusive. “You know, what the (England) women did last year (winning the Euros) kind of put women’s football on the map essentially, and you had such a great mix of boys and girls today from whatever backgrounds. “They all just come and have a great time and they’re playing. When they’re having fun and laughing, that puts a smile on my face and is exactly what it is all about.” Bellingham feels “a lot of pride” knowing he can “make an impact on the next generation” and spent time signing autographs and posing for photos long after the session. Steven Gerrard and Wayne Rooney were the kind of players he idolised growing up and the teenager finds it surreal to now be the subject of similar adulation. “Days like today are really humbling, to be honest,” Bellingham said. “You come in and there’s people with your shirt on and they know who you are straightaway, and they can’t wait to play football with you. “I think, for me, it’s a feeling that’s priceless to be honest. You do what you do on the pitch and you hope that people enjoy watching it but their love for you is so genuine, it’s so pure. “They really enjoy being around you, not because they want something because it’s just a fun day for them. I wanted to repay that and make sure that they had as much fun as possible but, yeah, it’s all come very fast. “It still feels a bit surreal but I’m trying to enjoy it one day at a time.” :: Jude Bellingham was speaking at a McDonald’s Fun Football session to announce his role as an ambassador for the UK’s largest grassroots participation programme for 5-11 year-olds. Find your nearest free session at www.mcdonalds.co.uk/football. Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live Jude Bellingham focused on winning everything as he targets trophies not records Leeds confirm Sam Allardyce will not be staying on as manager De Bruyne v Casemiro and Haaland v Varane – The key FA Cup final battles