Teenagers often like to have the latest gadgets and trainers, but if a young person suddenly has the ability to splash cash around, with no obvious explanation for their wealth, it could be a warning sign of money muling. Money muling happens when people are persuaded to let cash flow through their bank account in exchange for money or gifts – and young people in particular may be targeted. According to figures released by UK Finance and the fraud prevention body Cifas, young people under the age of 21 account for around one in five cases where money muling activity is suspected. While money muling may be seen as an opportunity to make some easy cash, it’s actually a criminal offence. The cash flowing through bank accounts is often the proceeds from crime. UK Finance and Cifas run a campaign called Don’t Be Fooled, which has developed free PSHE (personal, social, health and economic education) resources for schools, to help young people learn about the dangers and consequences of becoming a money mule. The new schools programme is aimed at youngsters aged 10 to 14. To find out more about the dangers of money muling – and the warning signs for parents to look out for – I asked Paul Maskall, manager of fraud and cybercrime prevention at UK Finance, for his expert insights: How can parents talk to children and teenagers about money mule activity and explain what it is? Paul says: “Even at the best of times, we aren’t always good at valuing and protecting our data, personal information or private details which we store digitally.” He says it’s important for parents to explain what money mules are, “to ensure that the newer generation have a better understanding of how to protect themselves.” He continues: “By doing so, it gives them more of an intuitive defence and understanding of the risk of people wanting to exploit them and gain access to their account, for the purposes of laundering money.” How can young people themselves avoid getting involved in money muling? Maskall stresses the importance of keeping accounts and personal information private. He says: “Criminals seek to manipulate you with a promise of gifts, rewards or a percentage of the funds sent through your account.” People should avoid opening a bank account in their name for someone else, allowing their bank account to be used to send and receive funds for other people, or sharing PINs and passcodes, he says. While criminals will often seek out younger people to become money mules, it’s also important to remember that anyone can be targeted, he adds. What are the warning signs that your child could be involved? “Tell-tale signs that your child might be involved in money muling could be them suddenly having extra cash, buying expensive new clothes or top-of-the-range mobile phones and gadgets with very little explanation as to how they got the money,” Maskall explains. “They may also become more secretive, withdrawn or appear stressed sometimes, becoming more fixated on communication and phone usage.” What are the consequences of money mule activity? Some people may see requests to pass money through their account as harmless – but they could be making a big mistake. “Criminals need money mules to launder the profits of their crimes and frequently target young people, who are often unaware of the consequences of them agreeing to do so,” says Maskall. “Allowing a bank account to be used in this way is a crime and can result in a criminal record and the account being closed. “You could go to prison for up to 14 years and it can also lead to the individual finding it difficult to obtain mobile phone contracts or access financial products and credit, including student loans.” What should parents do if they think their child or someone else they know might be involved in money muling? “It’s important for parents and guardians to remind their children of the potential approaches that they may receive from criminals,” says Maskall. He says if any parents or guardians are worried that someone they are close to might be caught up in money muling, they can contact Crimestoppers anonymously on 0800 555 111. Where can parents go to get support or seek further information and how can communities stay safe? Maskall says: “We encourage everyone to visit the Don’t Be Fooled website for more information on the risk of money muling and how to stop the signs. www.moneymules.co.uk. “It is important to remember that anyone can be at risk and speaking openly and educating one another about the harm and risks involved will benefit others.” Read More From tofu chicken wings to chickpea bacon – how and why you should be making plant-based meat at home Holly Willoughby channels Gwyneth Paltrow with ‘orgasm anxiety’ blog post Do it for the Gram: Speedy but spectacular goat’s cheese linguine Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live

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The sole suspect in the Tylenol poisoning murders that claimed seven lives and led to changes to how over-the-counter prescription drugs were manufactured and sold has died. James Lewis, 76, was found unresponsive at his home in Cambridge, Massachusetts, on Sunday, and pronounced dead soon after, authorities said. His death has frustrated law enforcement who had continued to pursue Lewis over the indiscriminate 1982 killing spree in the Chicago area that left six adults and a 12-year-old girl dead. Lewis was convicted of attempting to extort manufacturer Johnson & Johnson after sending a letter claiming responsibility for the deaths and demanding $1m to stop. He was questioned as recently as September over the poisonings, in which a suspect laced bottles of Tylenol with potassium cyanide. But no-one has ever been charged over the deaths, which led to widespread panic and sweeping changes to the way prescription drugs were bought and sold. Read More Utah mom accused of poisoning husband before writing grief book is sued for $13m by his family Thousands of unauthorized vapes are pouring into the US despite the FDA crackdown on fruity flavors Drugmaker lobbying group sues over plan to negotiate Medicare drug prices

Ever wondered what your favourite meme would look like as a movie? Well, with the help of AI, you don’t have to wonder any longer. 'Movie' might be overselling it slightly, but artificial intelligence has turned one of the most-used memes on the internet into a video clip for the first time. The newly augmented version shows the new depth to the instantly recognisable image, which has been ubiquitous online over recent years. The distracted boyfriend meme has been a mainstay of internet culture since it first appeared back in 2017. It shows a man ogling another woman while walking with his partner – and now the short clip created using AI has given us an idea of what might have happened next. The clip was first shared by Twitter/X user @fofrAI, who created the clip using Stability AI's Stable Video tool. In the new, extended version of the meme, shared by the good people at Know Your Meme, it looks like the man has turned to walk towards the passing woman – abandoning his poor partner. One of the great scandals of the internet age, we’re sure you’ll agree. However, a AI-created clip sees him turn away towards his partner - just as the woman in red turns to face him. Right now, we don't know what to believe – and the clip provoked plenty of reaction. "I find it awe inspiring how many unnecessary, undesirable things AI can do," one unimpress social media user wrote. “Ai is scary,” another said, while another noted: “Yeah except that the girl on the left’s face warps like something out of a horror film.” Sign up for our free Indy100 weekly newsletter How to join the indy100's free WhatsApp channel Have your say in our news democracy. Click the upvote icon at the top of the page to help raise this article through the indy100 rankings

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PORTLAND, Ore.--(BUSINESS WIRE)--Aug 15, 2023--