Payment apps like PayPal and Venmo might be convenient, but they're not banks — and a federal financial services watchdog is worried that too many consumers are treating them as such.

By Wayne Cole SYDNEY Asian stocks struggled on Wednesday as a lack of new stimulus steps from Beijing

England lock Maro Itoje said he believed Argentina would be motivated by revenge at the Rugby World Cup's...

New York Yankees pitcher Domingo Germán has been suspended for 10 games by Major League Baseball and fined for violating the sport’s prohibition of foreign substances on the mound

The Metropolitan Opera is broadening its repertoire this season by performing more recent operas alongside classics like “La Boheme.”

By Uditha Jayasinghe and Swati Bhat COLOMBO (Reuters) -Sri Lanka's central bank reduced key its policy rates by 100 basis

WhatsApp will finally let people create group chats without having to come up with a clever name for them – or any name at all. Users will instead be able to just make a group and then have that group name itself after the people inside of it. WhatsApp suggested that the tool will be useful when “you need to create a group in a hurry, or you don’t have a group topic in mind”. It will be available for group chats with up to six people in them. The group names will be changed dynamically, depending on who is in the group. The group name will display differently for each user in it, depending on how they have people saved in their phone. If someone is added to a group with people who don’t have that person saved, then their phone number will show instead. Mark Zuckerberg announced the feature on Facebook. “Making it simpler to start WhatsApp groups by naming them based on who’s in the chat when you don’t feel like coming up with another name,” he wrote, sharing a picture of how the new groups will look. The feature is rolling out “globally over the next few days”, Meta said. It is one of a number of small tweaks that have been added to WhatsApp in recent weeks. Most recently, it fixed a major frustration that meant that pictures would be shrunk when they were sent within a group. The company is also quietly working on other features, including the addition of generative AI to create new stickers just by describing them. Read More WhatsApp update finally stops it ruining your photos WhatsApp rolls out AI tool for creating custom art Jury finds teenager responsible for computer hacking spree

One year on from the Kanjuruhan football stadium disaster that killed more than 130 people in Indonesia, families of the victims are calling on authorities to reopen investigations and declare the incident "a serious human rights violation."

As if dealing with painful, pus-filled spots wasn’t bad enough, often those pesky pimples don’t just disappear completely. Acne can leave a scar – anything from a faint red mark to a significant dent in the skin. And while some of these residual blemishes fade away fast, others are harder to get rid of, but there are various at-home and clinic options to help diminish the signs of acne and pimple scarring. Here, dermatology experts talk through the options… Why does acne cause scarring? When pores become clogged and infected, a spot forms, leading to inflammation, which is the main cause of acne scarring. “Because of the injury that occurs with increased inflammation and pus, it causes damage to the dermis [the middle layer of the skin],” says Dr Ifeoma Ejikeme, medical consultant and Kelo-Cote skin ambassador. “When damage occurs to the dermis, that heals with some form of scarring. Scarring can be red if you’re a lighter skin type, or brown if you’re a darker skin type.” The amount of inflammation often determines how severe the scar will be. However, genetics can also play a role, as well as other factors. “It can also be caused by squeezing or picking at the spots,” says Dr Rabia Malik, GP and holistic aesthetic doctor, which is why it’s important to avoid popping your pimples. “If the way you extract the spot isn’t done properly, you may stress or tear the skin and permanently damage the tissue, leaving behind scarring.” What are the different types of acne scars? Acne scarring can generally be separated into two main categories: hypertrophic and atrophic. “Hypertrophic and keloid scars are thick lumpy scars,” says Malik. “Atrophic scars are flat shallow depressions that are commonly caused by cystic acne.” There are three main types of the latter, she explains: “Boxcar scars have defined edges that are wide and box-like and are commonly found on the lower cheeks and jaw. Rolling scars vary in depth and make the skin appear uneven. Ice Pick scars are narrow indentations that are commonly found on the cheeks.” There is a difference between scarring and post-acne pigmentation, however. “Often people think the pigmentation left behind is also scarring, but technically speaking, it isn’t,” says Dr Christine Hall, aesthetics doctor at the Taktouk Clinic. “It’s the body’s response to having the injury in the skin, and your body produces and sends melanin to the skins surface. It’s the pigment in our skin that also causes us to have a tan.” Skincare solutions Finding the most suitable skincare solution for you can depend on your individual needs. When it comes to mild or moderate scarring however, Ejikeme says: “Skincare is definitely the first step.” She recommends serums and face creams that contain niacinamide or retinoids: “They increase collagen production, they’re more likely to improve the texture of the skin.” Alpha and beta hydroxy acids, which usually come in serum, gel or liquid form (applied with a cotton pad) can also be effective for skin renewal. “Ingredients such as azelaic acid, lactic acid and salicylic acid encourage cell turnover and as a result, diminish the appearance of acne scars,” Malik says. “Treatment can vary and some people may need prescription grade medication to treat their acne and thereby prevent scarring.” Aesthetic treatments For more severe scarring, you may want to consult your GP, a dermatologist or specialist aesthetic practitioner to discuss possible treatments. “Microneedling helps to stimulate collagen and smooth out scars,” says Hall. “Laser resurfacing treatments can also be helpful and chemical peels can help remove some of the damaged skin layers.” Similar to hair removal, ablative laser works by targeting the pigment in the scars and zapping it away. With treatments starting from around £400, it’s a significant investment, however. “Dermal fillers can be used on atrophic scars to temporarily reduce the appearance of scars that are significantly depressed,” says Malik. Fillers can also be used on pitted scars. Be sure to seek professional advice to determine the appropriate treatment for different types of scarring. “Microneedling is not known to work for icepick scars, for example,” says Ejikeme. “And if you have a keloid scar, there are very few lasers that you should be doing because the more you agitate a keloid scar, the more likely that scar is to grow.” If you have ongoing acne, it’s important to find an effective skincare routine or get medical treatment to prevent further scarring. “There are lots of things your GP can do to help prevent spots from appearing in the first place,” says Hall. “If you are developing acne scarring, the GP can help or refer you to a dermatologist.” Getaway scars: 8 super serums and key ingredients to try 1. Purifide by Acnecide Post-Breakout Serum, £14.99, Boots 2. Q+A Niacinamide Daily Toner, £8, Sourcerie 3. Eucerin DermoPurifyer Triple Effect Serum, £12, Boots 4. Glow Hub The Scar Slayer Facial Serum, £14 5. IT Cosmetics Bye Bye Breakout Serum, £22, Cult Beauty (available August 30) 6. E.l.f Cosmetics Youth Boosting Advanced Night Retinoid Serum, £22 7. Kelo-Cote Scar Treatment Gel, £32.18, Boots 8. Teoxane Brightening Night Peel, £59 Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live 5 viral TikTok fake tanning tips for the perfect summer glow Not got the A-level grades you needed? Here’s how to get started with the clearing process Jennifer Lopez shares her beauty regime – here’s how to look after skin in your 50s

VIDEO: Justin Jefferson end zone fumble and touchback.

In a rejection of early moves by President Luiz Inácio Lula da Silva who took office in January, Brazil’s Congress has stripped powers from the new Ministry of Indigenous Peoples and Ministry of the Environment and Climate Change, both led by women environmentalists

Scientists have found the ideal nighttime bedroom temperatures in which older adults can get their most restful sleep. Previous research has shown that older adults often experience inadequate, restless and disrupted sleep. And the findings of the current research, published recently in the journal Science of The Total Environment, also underscore the potential impact of the climate crisis on sleep quality in older adults, particularly those with lower socioeconomic status. This in turn influences many of their health outcomes such as cognitive and physical function, mood and affect, irritability and reaction to stress, productivity, diabetes management and risk of cardiovascular diseases. Scientists, including those from Harvard Medical School in the US, have found in their current research that sleep can be most efficient and restful for older adults when nighttime bedroom temperatures are between 20-25 degrees Celsius. The study also observed an overall trend of about 5-10 per cent drop in sleep efficiency once the nighttime ambient temperature increased from 25-30C. While poor sleep is disproportionately more common among older adults, research on its causes has not focused substantially on the environment the person sleeps in, said scientists. In the latest study, scientists examined the association between bedroom nighttime temperature and sleep quality in a sample of community-dwelling older adults. They monitored sleep duration, efficiency and restlessness of the participants using wearable sleep monitors and environmental sensors over an extended period within their homes, while controlling for potential confounders and covariates. Overall, researchers collected nearly 11,000 person-nights of sleep and environmental data from 50 older adults. “These results highlight the potential to enhance sleep quality in older adults by optimizing home thermal environments and emphasizing the importance of personalized temperature adjustments based on individual needs and circumstances,” study lead scientist Amir Baniassadi said in a statement. “Our study underscores the potential impact of climate change on sleep quality in older adults, particularly those with lower socioeconomic status,” the scientist said. In further studies, scientists plan to continue this line of work by focusing on the potential impact of the climate crisis on sleep in low-income older adults, and develop interventions to optimise their environment. Read More The top things to make you feel good and boost your mood, according to study A broad genetic test saved one newborn's life. Research suggests it could help millions of others Snoring before age 50 is a health ‘red flag’, experts suggest