For a while now the theme of "higher for longer" has dominated market speak -- that's the idea that the Federal Reserve will keep interest rates elevated for a prolonged period of time to bring interest rates down.

Scientists have revealed they had found a way to combine the technology of brain scans and artificial intelligence to transcribe “the gist” of people’s thoughts. Alex Huth, an assistant professor of neuroscience and computing science at the University of Texas at Austin, and a co-author on the new study published in Nature Neuroscience, said that ‘this is a real leap forward.’ The study was led by Huth and Jerry Tang, a doctoral student in computer science. The main development from this study is that it’s non-invasive. This means that subjects do not require surgical implants. Instead, brain activity is measured using a functional magnetic resonance imaging (fMRI) scanner. Sign up to our free Indy100 weekly newsletter In the study, individuals listened to hours of podcasts in the scanner. Then, given the participant’s consent to have their thoughts decoded, they listened to a new story and the machine-generated corresponding texts from brain activity. It’s not a word-for-word transcript. For example, when an individual heard the phrase ‘I don’t have my driver’s licence yet’, the model decoded the individual’s thoughts to read as ‘she has not even started to learn to drive yet.’ Even when participants thought up their own stories, the machine was able to decode their thoughts still. Tang acknowledged that the advancements made in the study had the potential for negative aftermath. Tang said, ‘we take very seriously the concerns that it could be used for bad purposes and have worked to avoid that.’ They ran tests that highlighted that unless the machine had been trained on an individual’s particular brain activity, it could not decode its thoughts. An individual had to allow for the machine to train their brain activity over a long period of time inside a fMRI scanner for it to work. Researchers also found that it was easy to ‘sabotage’ the machine. Three participants were told to tell a different story in their mind, or count by seven, while listening to one of the podcasts. The study highlights even more development with artificial intelligence, after the popularity of OpenAI’s Chat GPT has sparked debate around the potential of AI. Have your say in our news democracy. Click the upvote icon at the top of the page to help raise this article through the indy100 rankings.

By Andrew Goudsward and Jacqueline Thomsen WASHINGTON Eager to witness U.S. history in person, members of the public

The initiation of an impeachment investigation against a president ought to be an earthshaking moment in the nation's history.

Payment services Cash App and Square have been hit by a major outage. The problems left customers unable to pay and see their balance as a result of what appeared to be serious technical issues. Both companies said their services were mostly back online. But some customers were still seeing issues many hours after the problems began. Customers first started reporting problems on Thursday. They acknowledged that there were widespread issues that could affect the basic features of both apps. “We are currently experiencing issues with multiple Square services,” Square said on X, formerly known as Twitter. “We understand how important it is for your business that our services be up and running, and we are actively working toward a fix.” Cash App said much the same. Both are under the same parent company, Block. On Friday, the companies said that the issues were fixed but that some problems could remain. Some said that they been able to get back onto the app – but that certain transfers or other updates appeared to have gone missing. “We are continuing to resolve the outage. Our services are mostly back online. You may experience brief delays with certain services. If you experience a delay, there is no need to reattempt,” the company said on its status page on Friday. Read More Could China be about to take a big bite out of Apple’s iPhone business? Update your iPhone immediately First photo emerges of Elon Musk and his baby twins with Neuralink director

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The potential absence of Bukayo Saka and the availability of Manchester City’s treble-winners from the start of the game could determine Gareth Southgate’s selection as England face North Macedonia on Monday night. Another intriguing wrinkle comes in whether he opts to play Trent Alexander-Arnold in midfield one more after his stand-out showing in the win over Malta - while several Manchester United players will hope to start, with the game on home soil at Old Trafford. Marcus Rashford will be one, but he’s vying against Jack Grealish and James Maddison, with the latter starting the victory on Friday. A fourth straight win in Euro 2024 qualifying is the expectation here for the Three Lions, with the finals in Germany then very close given the top two will automatically progress. Here’s everything you need to know ahead of the game. When is the match? England play North Macedonia on Monday 19 June with kick-off set for 7:45pm BST. Where can I watch? All England senior men’s games are now shown live on Channel 4. Viewers can stream the match via the Channel 4 website and app. You can also follow the live blog right here on the Independent, starting from around 6pm BST. What is the England team news? Bukayo Saka was subbed off against Malta with a knock so might not feature, while Eberechi Eze will hope for a second cap after making his debut off the bench. Gareth Southgate’s big decisions will be over how many Man City stars to bring into the lineup, with John Stones most likely but Kyle Walker, Jack Grealish and Kalvin Phillips all hoping to feature too. Phil Foden is the fifth member and he might replace Saka from the start, having done so in the last match. Trent Alexander-Arnold continuing in midfield against an opponent which represents a slight step-up is also another possibility. Predicted lineups ENG - Pickford, Walker, Stones, Maguire, Shaw, Alexander-Arnold, Rice, Henderson, Foden, Kane, Rashford MKD - Dimitrievski, Ristovski, Zajkov, Velkovski, Ashkovski, Ademi, Bardhi, Alioski, Elmas, Nestorovski, Trajkovski Odds England 1/10 Draw 12/1 North Macedonia 28/1 Prediction England to take another step towards the finals in Germany next summer with a straight-forward victory by at least a couple of goals. England 3-0 North Macedonia. Read More How to watch England vs North Macedonia online and on TV tonight Marcus Rashford’s complicated England relationship could be at turning point England stars must ignore transfer talk, says Gareth Southgate Gareth Southgate sees a tougher test for his team at Old Trafford England take the show on the road as Eze pushes for a start – talking points Gareth Southgate wants England to retain winning mentality on road to Euro 2024

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